1) ARCH CAPITAL GROUP (U.S.) INC.

2) ARNALL GOLDEN GREGORY, LLP

3) BILT TECHNOLOGIES, INC.

4) COALITION FOR HOME EQUITY PARTNERSHIP (CHEP)

5) FEDERAL HOME LOAN BANK OF NEW YORK (FHLBNY)

6) INTERNATIONAL COUNCIL OF SHOPPING CENTERS, INC. DBA ICSC

7) MANUFACTURED HOUSING INSTITUTE

8) NESTIDD

9) TRIO GROUP

10) TRUEHOLD

11) ZERO ABUSE PROJECT