1) AGC AMERICA INC. AND SUBSIDIARIES

2) ALTRIA CLIENT SERVICES LLC AND ITS AFFILIATES

3) AMERICAN LEGAL FINANCE ASSOCIATION

4) CALIFORNIA ALLIANCE OF FAMILY OWNED BUSINESSES

5) CATERPILLAR INC.

6) COMMUNITY CHOICE FINANCIAL

7) EXPERIAN

8) FINANCIAL SERVICES INSTITUTE

9) GOODYEAR TIRE AND RUBBER COMPANY IN CALIFORNIA

10) MERSCORP, INC.

11) NISSAN NORTH AMERICA

12) PHARMACEUTICAL RESEARCH AND MANUFACTURERS OF AMERICA

13) S.C. JOHNSON & SON

14) TRAVELERS COMPANIES INC. AND SUBSIDIARIES; THE