1) AGC AMERICA INC. AND SUBSIDIARIES

2) CATERPILLAR INC.

3) COMMUNITY CHOICE FINANCIAL

4) EXPERIAN

5) FINANCIAL SERVICES INSTITUTE

6) GOODYEAR TIRE AND RUBBER COMPANY IN CALIFORNIA

7) MERSCORP, INC.

8) NISSAN NORTH AMERICA

9) PHARMACEUTICAL RESEARCH AND MANUFACTURERS OF AMERICA

10) PHILIP MORRIS MANAGEMENT CORPORATION ON BEHALF OF PHILIP MORRIS INC.

11) S.C. JOHNSON & SON

12) TRAVELERS COMPANIES INC. AND SUBSIDIARIES, THE