517.679.7451
120 N WASHINGTON SQ STE 410 % WARNER NORCROSS AND JUDD LLP, LANSING, MI, 48933, 
Subjects: All Subjects
Links:Website, LinkedIn
I've always had a sincere interest in politics and how it can be used for the greater good. In working for the Senate, various political parties, state representatives and other government and school programs - I've had firsthand experience connecting people and resources to build better communities. I thrive in a creative space where I can construct programs from the ground up and make a powerful impact. And I'm results driven - fostering relationships that produce the most lucrative outcomes for all parties involved.
A consultant and lobbyist, I bridge clients to legislation, ensuring public interest groups, associations, corporations, nonprofits, unions and trade associations have a seat at the law-making table. I have a track record of opening doors the state of Michigan has historically kept shut, with the K-12 appropriations space as an example of where I've made strides - creating Section 99 that identifies how vendors can better partner with the state to provide more cost-effective resources. My consultancy spans strategic planning, forecasting, fundraising, grant writing, grassroots campaigning, and volunteer recruitment in the educational, for-profit and nonprofit sectors.
1) ASTRAZENECA PHARMACEUTICALS LP
2) Binti, Inc.
5) GOTION INC
7) HEALTHCARE DISTRIBUTION ALLIANCE
8) MI CENTRAL
9) MICHIGAN BANKERS ASSOCIATION
10) MICHIGAN RADIOLOGICAL SOCIETY
13) NEXTERA ENERGY RESOURCES (NEER)
14) NORTHPOINT DEVELOPMENT LLC
15) NRG ENERGY INC
16) OTSUKA AMERICA PHARMACEUTICAL INC
17) PARKLAND PROPERTIES OF MICHIGAN
18) PINE REST CHRISTIAN MENTAL HEALTH SERVICES
20) Radia Michigan Radiology Medical Group, PLLC
21) RDG WALKER LLC
11-15 years
Emerging Leader Nominee, Just a Kid Big Brothers Big Sisters Flint campaign (2022)
Emerging Leader Award, Greater Flint Arts Council (2008)
(734) 890-9230
4111 Dorset Rd, Holt, MI, 48824, 
1) ABBVIE INC
2) AEROSPACE INDUSTRY ASSOCIATION OF MICHIGAN
3) American Board of Medical Specialties
4) AMERICAN CANCER SOCIETY CANCER ACTION NETWORK
5) AMERICAN FIDELITY CORPORATION
6) AMPLIFY GR
7) Associated Builders and Contractors of Southeastern Michigan
10) BUSINESS LEADERS FOR MICHIGAN INC
12) CITIZENS FOR THE ANIMAL ABUSE REGISTRY
15) CITY OF KENTWOOD
17) CONDUENT INCORPORATED AND ITS AFFILIATES
19) CORE Construction Indiana, LLC
20) Core Energy, LLC
21) COREWELL HEALTH
22) Cornerstone Education Group
25) DETROIT VOICE FOR SCHOOL CHOICE
27) DOORDASH INC
28) DUCKS UNLIMITED
29) ECONOMIC DEVELOPMENT LEADERS FOR MICHIGAN
30) FAMILIES AGAINST MANDATORY MINIMUMS
31) FERRIS STATE UNIVERSITY (FSU)
32) Flock Group Inc, DBA Flock Safety
33) FOREST HEALTH SERVICES CORP
35) FUND FOR CULTURE
36) GERALD R FORD PRESIDENTIAL FOUNDATION
37) GETINSURED.COM
38) GOTION INC
39) GRAND RAPIDS COMMUNITY COLLEGE
40) GRAND RAPIDS DOWNTOWN DEVELOPMENT AUTHORITY
41) GRAND RAPIDS PUBLIC SCHOOLS
43) GSK
46) Holistic Alternative Recovery Trust (HART)
48) HUNTINGTON BANCSHARES INCORPORATED
50) INSURANCE ALLIANCE OF MICHIGAN
51) INTERURBAN TRANSIT PARTNERSHIP (THE RAPID)
52) INTOXALOCK
53) JOHN BALL ZOO
54) KENT INTERMEDIATE SCHOOL DISTRICT
55) LIBERTY DENTAL PLAN CORPORATION
56) Literacy Center of West Michigan
57) MACKINAC STRAITS HEALTH SYSTEM
58) Making Government Accountable
59) MEIJER INC
62) MICHIGAN AGRI BUSINESS ASSOCIATION
63) MICHIGAN ASSOCIATION OF CMH BOARDS
64) MICHIGAN BEAR HUNTERS ASSOCIATION
65) MICHIGAN BELL TELEPHONE (AT AND T MICHIGAN)
67) MICHIGAN CENTER FOR YOUTH JUSTICE
68) MICHIGAN CORN GROWERS ASSOCIATION
69) MICHIGAN HUNTING DOG FEDERATION
70) MICHIGAN LEAGUE FOR PUBLIC POLICY
71) Michigan Logos
72) MICHIGAN PAVING AND MATERIALS CO
73) Michigan Public Safety Drone Association
74) MICHIGAN TRUCKING ASSOCIATION
75) MICHIGAN UNITED CONSERVATION CLUB
76) MICHIGANDERS FOR PET PROTECTION
77) Midwest Autism & Therapy Centers of Iowa, LLC
79) MUSKEGON AREA INTERMEDIATE SCHOOL DISTRICT
80) NATIONAL MARINE MANUFACTURERS ASSOCIATION
81) NATIONAL WILDLIFE FEDERATION
84) OTTAWA AREA INTERMEDIATE SCHOOL DISTRICT
85) OUTDOOR ADVERTISING ASSOCIATION OF MICHIGAN
86) POET BIOREFINING
87) POET LLC
88) PRIORITY HEALTH
89) RISE RESPONSIBLE INDUSTRY FOR A SOUND ENVIRONMENT
91) RMT HOLDINGS INC
92) Rush Street Interactive LP
93) SECURE DEMOCRACY USA AND ITS AFFILIATES
95) SRM MATERIALS
97) TALENTFIRST
99) THE UPPER PENINSULA BEAR HOUNDSMEN ASSOCIATION
100) TOBACCO FREE KIDS ACTION FUND
101) TRALA
102) VAN ANDEL INSTITUTE
103) VISA INC
(517) 679-7411
120 N WASHINGTON SQ, STE 410, ONE MICHIGAN AVENUE BUILDING, LANSING, MI, 48933, 
1) ASTRAZENECA PHARMACEUTICALS LP
2) Binti, Inc.
6) GOTION INC
8) HEALTHCARE DISTRIBUTION ALLIANCE
9) MI CENTRAL
10) MICHIGAN BANKERS ASSOCIATION
11) MICHIGAN RADIOLOGICAL SOCIETY
14) NEXTERA ENERGY RESOURCES (NEER)
15) NORTHPOINT DEVELOPMENT LLC
16) NRG ENERGY INC
17) OTSUKA AMERICA PHARMACEUTICAL INC
18) PARKLAND PROPERTIES OF MICHIGAN
19) PINE REST CHRISTIAN MENTAL HEALTH SERVICES
21) Radia Michigan Radiology Medical Group, PLLC
22) RDG WALKER LLC
(517) 679-7435
120 N WASHINGTON SQ, STE 410, LANSING, MI, 48933, 
1) ASTRAZENECA PHARMACEUTICALS LP
2) Binti, Inc.
5) GOTION INC
7) HEALTHCARE DISTRIBUTION ALLIANCE
8) MI CENTRAL
9) MICHIGAN BANKERS ASSOCIATION
10) MICHIGAN RADIOLOGICAL SOCIETY
13) NEXTERA ENERGY RESOURCES (NEER)
14) NORTHPOINT DEVELOPMENT LLC
15) NRG ENERGY INC
16) OTSUKA AMERICA PHARMACEUTICAL INC
17) PARKLAND PROPERTIES OF MICHIGAN
18) PINE REST CHRISTIAN MENTAL HEALTH SERVICES
20) Radia Michigan Radiology Medical Group, PLLC
21) RDG WALKER LLC
(517) 482-9299
120 W OTTAWA ST, LANSING, MI, 48933, 
1) ABBVIE INC
2) AEROSPACE INDUSTRY ASSOCIATION OF MICHIGAN
3) American Board of Medical Specialties
4) AMERICAN CANCER SOCIETY CANCER ACTION NETWORK
5) AMERICAN FIDELITY CORPORATION
6) AMPLIFY GR
7) Associated Builders and Contractors of Southeastern Michigan
10) BUSINESS LEADERS FOR MICHIGAN INC
12) CITIZENS FOR THE ANIMAL ABUSE REGISTRY
15) CITY OF KENTWOOD
17) CONDUENT INCORPORATED AND ITS AFFILIATES
19) CORE Construction Indiana, LLC
20) Core Energy, LLC
21) Cornerstone Education Group
24) DETROIT VOICE FOR SCHOOL CHOICE
26) DOORDASH INC
27) DUCKS UNLIMITED
28) ECONOMIC DEVELOPMENT LEADERS FOR MICHIGAN
29) FAMILIES AGAINST MANDATORY MINIMUMS
30) FERRIS STATE UNIVERSITY (FSU)
31) Flock Group Inc, DBA Flock Safety
32) FOREST HEALTH SERVICES CORP
34) FUND FOR CULTURE
35) GERALD R FORD PRESIDENTIAL FOUNDATION
36) GETINSURED.COM
37) GOTION INC
38) GRAND RAPIDS COMMUNITY COLLEGE
39) GRAND RAPIDS DOWNTOWN DEVELOPMENT AUTHORITY
40) GRAND RAPIDS PUBLIC SCHOOLS
42) GSK
45) Holistic Alternative Recovery Trust (HART)
47) HUNTINGTON BANCSHARES INCORPORATED
49) INSURANCE ALLIANCE OF MICHIGAN
50) INTERURBAN TRANSIT PARTNERSHIP (THE RAPID)
51) INTOXALOCK
52) JOHN BALL ZOO
53) KENT INTERMEDIATE SCHOOL DISTRICT
54) LIBERTY DENTAL PLAN CORPORATION
55) Literacy Center of West Michigan
56) MACKINAC STRAITS HEALTH SYSTEM
57) Making Government Accountable
58) MEIJER INC
61) MICHIGAN AGRI BUSINESS ASSOCIATION
62) MICHIGAN ASSOCIATION OF CMH BOARDS
63) MICHIGAN BEAR HUNTERS ASSOCIATION
64) MICHIGAN BELL TELEPHONE (AT AND T MICHIGAN)
66) MICHIGAN CENTER FOR YOUTH JUSTICE
67) MICHIGAN CORN GROWERS ASSOCIATION
68) MICHIGAN HUNTING DOG FEDERATION
69) MICHIGAN LEAGUE FOR PUBLIC POLICY
70) Michigan Logos
71) MICHIGAN PAVING AND MATERIALS CO
72) Michigan Public Safety Drone Association
73) MICHIGAN TRUCKING ASSOCIATION
74) MICHIGAN UNITED CONSERVATION CLUB
75) MICHIGANDERS FOR PET PROTECTION
76) Midwest Autism & Therapy Centers of Iowa, LLC
78) MUSKEGON AREA INTERMEDIATE SCHOOL DISTRICT
79) NATIONAL MARINE MANUFACTURERS ASSOCIATION
80) NATIONAL WILDLIFE FEDERATION
83) OTTAWA AREA INTERMEDIATE SCHOOL DISTRICT
84) OUTDOOR ADVERTISING ASSOCIATION OF MICHIGAN
85) POET BIOREFINING
86) POET LLC
87) RISE RESPONSIBLE INDUSTRY FOR A SOUND ENVIRONMENT
89) RMT HOLDINGS INC
90) Rush Street Interactive LP
91) SECURE DEMOCRACY USA AND ITS AFFILIATES
93) SRM MATERIALS
95) TALENTFIRST
97) THE UPPER PENINSULA BEAR HOUNDSMEN ASSOCIATION
98) TOBACCO FREE KIDS ACTION FUND
99) TRALA
100) VAN ANDEL INSTITUTE
101) VISA INC
(517) 482-9299
120 W OTTAWA ST, LANSING, MI, 48933, 
1) ABBVIE INC
2) AEROSPACE INDUSTRY ASSOCIATION OF MICHIGAN
3) American Board of Medical Specialties
4) AMERICAN CANCER SOCIETY CANCER ACTION NETWORK
5) AMERICAN FIDELITY CORPORATION
6) AMPLIFY GR
7) Associated Builders and Contractors of Southeastern Michigan
10) BUSINESS LEADERS FOR MICHIGAN INC
12) CITIZENS FOR THE ANIMAL ABUSE REGISTRY
15) CITY OF KENTWOOD
17) CONDUENT INCORPORATED AND ITS AFFILIATES
19) CORE Construction Indiana, LLC
20) Core Energy, LLC
21) Cornerstone Education Group
24) DETROIT VOICE FOR SCHOOL CHOICE
26) DOORDASH INC
27) DUCKS UNLIMITED
28) ECONOMIC DEVELOPMENT LEADERS FOR MICHIGAN
29) FAMILIES AGAINST MANDATORY MINIMUMS
30) FERRIS STATE UNIVERSITY (FSU)
31) Flock Group Inc, DBA Flock Safety
32) FOREST HEALTH SERVICES CORP
34) FUND FOR CULTURE
35) GERALD R FORD PRESIDENTIAL FOUNDATION
36) GETINSURED.COM
37) GOTION INC
38) GRAND RAPIDS COMMUNITY COLLEGE
39) GRAND RAPIDS DOWNTOWN DEVELOPMENT AUTHORITY
40) GRAND RAPIDS PUBLIC SCHOOLS
42) GSK
45) Holistic Alternative Recovery Trust (HART)
47) HUNTINGTON BANCSHARES INCORPORATED
49) INSURANCE ALLIANCE OF MICHIGAN
50) INTERURBAN TRANSIT PARTNERSHIP (THE RAPID)
51) INTOXALOCK
52) JOHN BALL ZOO
53) KENT INTERMEDIATE SCHOOL DISTRICT
54) LIBERTY DENTAL PLAN CORPORATION
55) Literacy Center of West Michigan
56) MACKINAC STRAITS HEALTH SYSTEM
57) Making Government Accountable
58) MEIJER INC
61) MICHIGAN AGRI BUSINESS ASSOCIATION
62) MICHIGAN ASSOCIATION OF CMH BOARDS
63) MICHIGAN BEAR HUNTERS ASSOCIATION
64) MICHIGAN BELL TELEPHONE (AT AND T MICHIGAN)
66) MICHIGAN CENTER FOR YOUTH JUSTICE
67) MICHIGAN CORN GROWERS ASSOCIATION
68) MICHIGAN HUNTING DOG FEDERATION
69) MICHIGAN LEAGUE FOR PUBLIC POLICY
70) Michigan Logos
71) MICHIGAN PAVING AND MATERIALS CO
72) Michigan Public Safety Drone Association
73) MICHIGAN TRUCKING ASSOCIATION
74) MICHIGAN UNITED CONSERVATION CLUB
75) MICHIGANDERS FOR PET PROTECTION
76) Midwest Autism & Therapy Centers of Iowa, LLC
78) MUSKEGON AREA INTERMEDIATE SCHOOL DISTRICT
79) NATIONAL MARINE MANUFACTURERS ASSOCIATION
80) NATIONAL WILDLIFE FEDERATION
83) OTTAWA AREA INTERMEDIATE SCHOOL DISTRICT
84) OUTDOOR ADVERTISING ASSOCIATION OF MICHIGAN
85) POET BIOREFINING
86) POET LLC
87) RISE RESPONSIBLE INDUSTRY FOR A SOUND ENVIRONMENT
89) RMT HOLDINGS INC
90) Rush Street Interactive LP
91) SECURE DEMOCRACY USA AND ITS AFFILIATES
93) SRM MATERIALS
95) TALENTFIRST
97) THE UPPER PENINSULA BEAR HOUNDSMEN ASSOCIATION
98) TOBACCO FREE KIDS ACTION FUND
99) TRALA
100) VAN ANDEL INSTITUTE
101) VISA INC
(517) 482-9299
120 W OTTAWA ST, LANSING, MI, 48933, 
1) ABBVIE INC
2) AEROSPACE INDUSTRY ASSOCIATION OF MICHIGAN
3) American Board of Medical Specialties
4) AMERICAN CANCER SOCIETY CANCER ACTION NETWORK
5) AMERICAN FIDELITY CORPORATION
6) AMPLIFY GR
7) Associated Builders and Contractors of Southeastern Michigan
10) BUSINESS LEADERS FOR MICHIGAN INC
12) CITIZENS FOR THE ANIMAL ABUSE REGISTRY
15) CITY OF KENTWOOD
17) CONDUENT INCORPORATED AND ITS AFFILIATES
19) CORE Construction Indiana, LLC
20) Core Energy, LLC
21) Cornerstone Education Group
24) DETROIT VOICE FOR SCHOOL CHOICE
26) DOORDASH INC
27) DUCKS UNLIMITED
28) ECONOMIC DEVELOPMENT LEADERS FOR MICHIGAN
29) FAMILIES AGAINST MANDATORY MINIMUMS
30) FERRIS STATE UNIVERSITY (FSU)
31) Flock Group Inc, DBA Flock Safety
32) FOREST HEALTH SERVICES CORP
34) FUND FOR CULTURE
35) GERALD R FORD PRESIDENTIAL FOUNDATION
36) GETINSURED.COM
37) GOTION INC
38) GRAND RAPIDS COMMUNITY COLLEGE
39) GRAND RAPIDS DOWNTOWN DEVELOPMENT AUTHORITY
40) GRAND RAPIDS PUBLIC SCHOOLS
42) GSK
45) Holistic Alternative Recovery Trust (HART)
47) HUNTINGTON BANCSHARES INCORPORATED
49) INSURANCE ALLIANCE OF MICHIGAN
50) INTERURBAN TRANSIT PARTNERSHIP (THE RAPID)
51) INTOXALOCK
52) JOHN BALL ZOO
53) KENT INTERMEDIATE SCHOOL DISTRICT
54) LIBERTY DENTAL PLAN CORPORATION
55) Literacy Center of West Michigan
56) MACKINAC STRAITS HEALTH SYSTEM
57) Making Government Accountable
58) MEIJER INC
61) MICHIGAN AGRI BUSINESS ASSOCIATION
62) MICHIGAN ASSOCIATION OF CMH BOARDS
63) MICHIGAN BEAR HUNTERS ASSOCIATION
64) MICHIGAN BELL TELEPHONE (AT AND T MICHIGAN)
66) MICHIGAN CENTER FOR YOUTH JUSTICE
67) MICHIGAN CORN GROWERS ASSOCIATION
68) MICHIGAN HUNTING DOG FEDERATION
69) MICHIGAN LEAGUE FOR PUBLIC POLICY
70) Michigan Logos
71) MICHIGAN PAVING AND MATERIALS CO
72) Michigan Public Safety Drone Association
73) MICHIGAN TRUCKING ASSOCIATION
74) MICHIGAN UNITED CONSERVATION CLUB
75) MICHIGANDERS FOR PET PROTECTION
76) Midwest Autism & Therapy Centers of Iowa, LLC
78) MUSKEGON AREA INTERMEDIATE SCHOOL DISTRICT
79) NATIONAL MARINE MANUFACTURERS ASSOCIATION
80) NATIONAL WILDLIFE FEDERATION
83) OTTAWA AREA INTERMEDIATE SCHOOL DISTRICT
84) OUTDOOR ADVERTISING ASSOCIATION OF MICHIGAN
85) POET BIOREFINING
86) POET LLC
87) RISE RESPONSIBLE INDUSTRY FOR A SOUND ENVIRONMENT
89) RMT HOLDINGS INC
90) Rush Street Interactive LP
91) SECURE DEMOCRACY USA AND ITS AFFILIATES
93) SRM MATERIALS
95) TALENTFIRST
97) THE UPPER PENINSULA BEAR HOUNDSMEN ASSOCIATION
98) TOBACCO FREE KIDS ACTION FUND
99) TRALA
100) VAN ANDEL INSTITUTE
101) VISA INC
(517) 679-7403
120 NORTH WASHINGTON SQUARE, SUITE 410, LANSING, MI, 48933, 
1) ASTRAZENECA PHARMACEUTICALS LP
2) Binti, Inc.
5) GOTION INC
7) HEALTHCARE DISTRIBUTION ALLIANCE
8) MI CENTRAL
9) MICHIGAN BANKERS ASSOCIATION
10) MICHIGAN RADIOLOGICAL SOCIETY
13) NEXTERA ENERGY RESOURCES (NEER)
14) NORTHPOINT DEVELOPMENT LLC
15) NRG ENERGY INC
16) OTSUKA AMERICA PHARMACEUTICAL INC
17) PARKLAND PROPERTIES OF MICHIGAN
18) PINE REST CHRISTIAN MENTAL HEALTH SERVICES
20) Radia Michigan Radiology Medical Group, PLLC
21) RDG WALKER LLC
(517) 482-9299
120 W OTTAWA ST, LANSING, MI, 48933, 
1) ABBVIE INC
2) AEROSPACE INDUSTRY ASSOCIATION OF MICHIGAN
3) American Board of Medical Specialties
4) AMERICAN CANCER SOCIETY CANCER ACTION NETWORK
5) AMERICAN FIDELITY CORPORATION
6) AMPLIFY GR
7) Associated Builders and Contractors of Southeastern Michigan
10) BUSINESS LEADERS FOR MICHIGAN INC
12) CITIZENS FOR THE ANIMAL ABUSE REGISTRY
15) CITY OF KENTWOOD
17) CONDUENT INCORPORATED AND ITS AFFILIATES
19) CORE Construction Indiana, LLC
20) Core Energy, LLC
21) Cornerstone Education Group
24) DETROIT VOICE FOR SCHOOL CHOICE
26) DOORDASH INC
27) DUCKS UNLIMITED
28) ECONOMIC DEVELOPMENT LEADERS FOR MICHIGAN
29) FAMILIES AGAINST MANDATORY MINIMUMS
30) FERRIS STATE UNIVERSITY (FSU)
31) Flock Group Inc, DBA Flock Safety
32) FOREST HEALTH SERVICES CORP
34) FUND FOR CULTURE
35) GERALD R FORD PRESIDENTIAL FOUNDATION
36) GETINSURED.COM
37) GOTION INC
38) GRAND RAPIDS COMMUNITY COLLEGE
39) GRAND RAPIDS DOWNTOWN DEVELOPMENT AUTHORITY
40) GRAND RAPIDS PUBLIC SCHOOLS
42) GSK
45) Holistic Alternative Recovery Trust (HART)
47) HUNTINGTON BANCSHARES INCORPORATED
49) INSURANCE ALLIANCE OF MICHIGAN
50) INTERURBAN TRANSIT PARTNERSHIP (THE RAPID)
51) INTOXALOCK
52) JOHN BALL ZOO
53) KENT INTERMEDIATE SCHOOL DISTRICT
54) LIBERTY DENTAL PLAN CORPORATION
55) Literacy Center of West Michigan
56) MACKINAC STRAITS HEALTH SYSTEM
57) Making Government Accountable
58) MEIJER INC
61) MICHIGAN AGRI BUSINESS ASSOCIATION
62) MICHIGAN ASSOCIATION OF CMH BOARDS
63) MICHIGAN BEAR HUNTERS ASSOCIATION
64) MICHIGAN BELL TELEPHONE (AT AND T MICHIGAN)
66) MICHIGAN CENTER FOR YOUTH JUSTICE
67) MICHIGAN CORN GROWERS ASSOCIATION
68) MICHIGAN HUNTING DOG FEDERATION
69) MICHIGAN LEAGUE FOR PUBLIC POLICY
70) Michigan Logos
71) MICHIGAN PAVING AND MATERIALS CO
72) Michigan Public Safety Drone Association
73) MICHIGAN TRUCKING ASSOCIATION
74) MICHIGAN UNITED CONSERVATION CLUB
75) MICHIGANDERS FOR PET PROTECTION
76) Midwest Autism & Therapy Centers of Iowa, LLC
78) MUSKEGON AREA INTERMEDIATE SCHOOL DISTRICT
79) NATIONAL MARINE MANUFACTURERS ASSOCIATION
80) NATIONAL WILDLIFE FEDERATION
83) OTTAWA AREA INTERMEDIATE SCHOOL DISTRICT
84) OUTDOOR ADVERTISING ASSOCIATION OF MICHIGAN
85) POET BIOREFINING
86) POET LLC
87) RISE RESPONSIBLE INDUSTRY FOR A SOUND ENVIRONMENT
89) RMT HOLDINGS INC
90) Rush Street Interactive LP
91) SECURE DEMOCRACY USA AND ITS AFFILIATES
93) SRM MATERIALS
95) TALENTFIRST
97) THE UPPER PENINSULA BEAR HOUNDSMEN ASSOCIATION
98) TOBACCO FREE KIDS ACTION FUND
99) TRALA
100) VAN ANDEL INSTITUTE
101) VISA INC